Joseph brings a wealth of knowledge and experience in the financial industry to Elite Advisory. He is a CFA charterholder since 2018. Excellent in relationship-building, he continues to serve clients from the HNW segment from during his time in banking till his transition to Elite Advisory. Joseph specialises in empowering professionals, pre-retirees and retirees with a robust financial planning framework and process, helping them achieve financial security and freedom in their later years. An advocate for personal growth, he stays attuned to financial trends and developments daily through news and podcasts. In his quest for a healthy balanced lifestyle, Joseph strives towards 10,000 daily steps, staying fit and healthy to treasure cherished moments with his spouse and two young children.